3 Comments
Oct 14Liked by Michael J. Miraflor

Thanks for the shout MJM (and this is great, btw)!

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Curious to know what made you re-subscribe to Monocle? And how do you like it? I was a long time subscriber, but when half of the magazine content end up in their daily newsletter I did not perceive the value of the magazine anymore.

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Been waiting for you to kick start this. It’s great!

Re: loyalty. Erewhon program is reminding me of how new creative spaces are attracting ppl with this evolved perk lineup. Malin has a v nice set of perks that im familiar with along with WSA NYC does this too…

Re Bilt. Still one of the best unkept secrets. I’ve had it for a 1.5yrs and have done the basic rent+5 payments/month and have 6 digits of air points to play with.

But Luke warm take: the tension between Bilt being for rent, but playing the credit card game being for a certain subset of personal finance inclined ppl (potentially a bit older group of ppl) makes me question the scalability of Bilt. Also this below. Hope they figure it out!

https://loyaltylobby.com/2024/06/16/wells-fargo-loses-120m-with-bilt-mastercard-every-year/

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